Remote Online Notarization: Your Questions Answered

Remote Online Notarization (RON) allows a commissioned notary to notarize documents over a secure audio-video connection. You appear virtually via webcam, verify your identity, sign electronically, and the notary applies an electronic seal.

RON is authorized in 51+ jurisdictions including all 50 states and D.C. However, availability and requirements vary by state. Some states have restrictions on which documents can be notarized remotely. Check your state's requirements before proceeding.

You'll need: (1) a device with camera, microphone, and internet; (2) a valid government-issued photo ID; (3) the document to be notarized in PDF or image format; (4) a clear, well-lit space; and (5) to be in a location where the notary is authorized to perform RON.

RON platforms use multiple layers of security: identity verification (knowledge-based authentication, credential analysis), encrypted video connections, audio-video recording, electronic seals with tamper-evident technology, and digital audit trails. Notaries maintain records according to state law, typically for 5-10 years.

Most banks, government agencies, and courts accept RON-notarized documents when the notary is commissioned in a state that allows RON for that document type. However, acceptance varies. Always confirm with the receiving party before proceeding.

Many states allow RON for real estate documents like deeds and mortgage agreements, subject to county recorder and lender approval. Some states restrict RON for certain real estate transactions. Verify acceptance with your lender or title company.

A typical RON session takes 15-30 minutes, including identity verification, document review, signing, and seal application. This is slightly longer than in-person notarization due to additional identity-proofing steps.

RON often costs $15-$50+ per document, which may be more than traditional in-person notarization. However, when you factor in travel time and convenience, many people find it worthwhile, especially for multiple documents.